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At Hartland Homes, we partner with trusted lending professionals who share our commitment to putting homebuyers first. Our preferred lending partners are selected for their dedication to exceptional service, competitive financing options, and helping buyers navigate the path to homeownership with confidence.

Our Preferred Lenders

Our preferred lenders understand the homebuilding process and will help you find a comfortable price and payment, then match it with the financing option that fits you best.

Best of all, when you use one of our preferred lenders and build on our lot, we will pay your closing costs! (up to 2% of the purchase price) That's an average savings of $6000!

  • Zero Down Financing Benefits
  • Get Prequalified With Confidence
  • Streamlined, Coordinated Process 
  • Close on Time!



Why Work With A Hartland Homes Preferred Lender?

8250 Old Cheney Rd. Ste. B
Lincoln, NE 68516
Office: (402) 512-1408

Gershman Mortgage

Tracy Hinton 
(402) 440-3782
thinton@gershman.com  
Justin Davison
(402) 309-6254
jdavison@gershman.com 

Get Pre Qualified with Gershman Mortgage

2810 Copper Ridge Road
Lincoln, NE 68516 
Office: (402) 474-4200

Lincoln Federal Savings Bank 

Shane Podliska 
(402) 474-4200
spodliska@lincolnfed.com
Chris Elgert
Vice President
Lincoln Federal Savings Bank

Get Pre Qualified with Lincoln Federal Savings

5800 Hidecote Dr. Suite 106
Lincoln, NE 68516 
Office: (402) 416-8068

CMG Financial

Michelle Van Horn
(402) 416-8068
mvanhorn@cmgfi.com
Lyndsey Minchow
(402) 613-2805
lminchow@cmgfi.com

Get Pre Qualified with CMG Financial

Frequently Asked Questions About Home Financing

How much money do I need for a down payment?
Depending on your loan program and eligibility, you may qualify for a down payment as low as 3%, or even zero down through certain programs.

What credit score do I need to buy a home?
Credit score requirements vary by loan program, and some programs allow lower scores than others. Our preferred lender can help you explore your options.

What is the difference between prequalification and preapproval?
Prequalification gives you an initial estimate of how much you may be able to borrow, while preapproval typically involves a more detailed review of your finances.

What costs should I expect when buying a new home?
Besides your down payment, you may need to budget for closing costs, prepaid taxes, homeowners insurance, and other expenses, though some assistance may be available.

Do I need a construction loan to build with Hartland Homes?
No, Hartland manages construction financing, so you generally work with your mortgage lender to arrange financing for the purchase of your completed home.